Three Devastating Facts You Didn’t Know About Household Flood Damage
As the effects of climate change become increasingly apparent all around the world, homes located near coastal regions are more at risk than ever to being damaged by flooding, hurricanes and heavy rains.
In fact, all 50 states have experienced flooding throughout the last five years — meaning even people who live farther inland can experience severe flooding in their homes. Technically, everyone in the U.S. lives within a flood zone. And the damage done to houses by these floods, even if it’s just a few inches of water, can often be utterly devastating.
Are you as knowledgeable as you ought to be about the dangers of flood damage? Here are just three of the many facts that all homeowners should know about flooding:
Flooding can be a health hazard
Many homeowners, upon discovering that their basements have been flooded with a few inches of water, shrug the flood off and wait for the waters to subside. However, doing so can be detrimental to your health and the health of your family. In just 24 to 48 hours, mold spores can begin to grow within a basement, a major health hazard for people and animals with severe allergies and respiratory concerns.
Homeowners insurance won’t cover damaging from flooding
Unfortunately, most homeowners insurance policies don’t offer coverage for the damage done during a flood. When just a few inches of water can require tens of thousands of dollars in repairs and restorative work within your home, this news can be a shock. However, homeowners in high-risk area are often advised to get a flood insurance policy through the National Flood Insurance Program. Additionally, it’s recommended that you seek out a public adjuster when filing a claim for flood damage.
Floodwater doesn’t have to be high to cause damage
As stated before, a few inches of water within your home can cause tens of thousands of dollars to repair. Even more terrifying? Just two feet of floodwater is enough to sweep a car away in the current. Because of this, you should never underestimate the potential damage that a flood can cause, no matter how minor it may seem.
Have any other questions about seeking help with flood damage and fire damage claims with public adjuster services? Let us know by leaving a comment below. More can be found here. Find out more at this site.